Click & Find Your Financing Solution & Opportunity Within 24 Hours
About
A Commercial Mortgage Financing is a loan secured by commercial real estate (ex: Multi-family / Apartment Buildings, Office Buildings, Retail Buildings / Shopping Centers, Warehouses / Self Storage, Industrial Facilities, Hotel / Motel / Resorts, Land Development / Infrastructure, Special Purposes / Retirement Homes) The proceeds from a commercial mortgage are used to acquire, refinance, or redevelop commercial property. Commercial mortgages are generally subject to extensive underwriting and due diligence prior to closing. The lender's underwriting process includes a financial review of the property and the borrower, as well as commissioning and review of varies third-party reports, such as an appraisal.
Why Us?
We offer a true "One Stop Shop" facility to secure funding for those conventional & non-conventional - complicated time-consuming deals, the bank won't touch.
Who We Are
We are specialists in complex commercial and private deals. We invest a greater amount of time in due diligence, completely underwrite the transaction, mitigate all the challenges, find solutions to challenges and finally find the appropriate lender to get the loan approved.
We are here to bridge the gap between the borrower's and lender's needs and provide both an ally to facilitate getting the transaction done.
Furthermore, we are continually negotiating with a broad array of lending institutions that include pension funds, life insurance companies, trust companies, private investors/lenders and the conventional banks.
We pledge to get the job done!
Our Goal
To negotiate the best commercial & construction financial solutions and opportunities in today's real estate market.
"Very reliable and professional services! They worked with our consultants to structure a financing program that saved me time and money. Throughout the process they will give you solid advice and be there for you, 24/7. They worked very hard and for my company's best interest. They are great team to have on your side especially during this very hectic process."
Bob Williams
Williams Construction Inc.
Services
Types of Commercial Real Estate Properties
-
Multi-family / Apartment Buildings
-
Office Buildings
-
Retail Buildings / Shopping Centers
-
Warehouses / Self Storage
-
Industrial Facilities
-
Hotel / Motel / Resorts
-
Land Development / Infrastructure
-
Special Purposes / Retirement Homes
Types of Commercial Real Estate Financing
-
CMHC Insured Mortgages Financing
-
Conventional Mortgage Financing
-
Construction Financing
-
Mezzanine / Secondary Financing
-
Business Financing
Purpose of
Financing
-
Purchase
-
Refinance
-
Transfer
-
Renovation / Improvement
-
Equity Take-Out
-
Land Development
-
Buy/Lease Equipment
Steps in Commercial Transaction
-
Receive Request / Initial Conversation with Borrower(s).
-
Collect all Transaction Documents
-
Due Diligence / Feasibility Study (Market, Financial, Project/Property)
-
Underwrite / Package Transaction
-
Forward Transaction to Appropriate Lender.
-
Receive Letter of Intent (LOI)
-
Appraisal / Lender's Due Diligence
-
Commitment Letter (CL) from Lender.
-
Review CL with Borrower and Negotiate Transaction Terms.
-
Close Transaction.
Typical Transaction Terms
-
Loan to Value (LTV)
-
Dept Service Coverage Ratio (DSCR)
-
Net Operative Income (NOI)
-
Cash Flows
-
Cap Rate
-
Return on Investment (ROI)
-
Net Present Value (NPV)
-
Internal Rate of Return (IRR)
-
Amortization
-
Equity
-
Mortgage Payment (Principal + Interest)
-
Compounding Period
-
Total Dept Services Ratio (TDSR)
-
Gross Dept Services Ratio (GDSR)
Apply on your phone, tablet or computer any time & anywhere!
Well, so many options and opportunities out there, aren't there? Let's meet and explore all options....
We would like to hear your story.......
Invest in
Syndicate
Mortgages
What are Syndicate Mortgages?
A syndicate mortgage is where two or more investors combine funds together to create one financial instrument; in this case, a mortgage. They become a lender. When investors invest in a syndicate mortgage, they are funding a larger instrument; however, their investment is always registered and secured directly to the land under the individual's name, which translates into direct collateral for them against a real asset.
Who Can Invest in Syndicate Mortgages?
As an exempt market investment, our syndicated mortgages are available to accredited investors only seeking a high rate of return.
Highlights
-
Available to accredited investors
-
Investment in specific mortgages with return of investment upon repayment
-
Complete underwriting package provided to assist decision making
-
Real estate investment opportunities in British Columbia and Alberta
-
Yield varies on a project by project basis
Investment Strategy
Syndicate mortgage partners make their investment decision based on a thorough underwriting process and presentation that we provide for review, so investors can invest directly into real estate. The only way for investors to access this type of investment is through a mortgage agent or broker.
Another unique feature of syndicate mortgages is that they allow additional security by having their name registered on title by their lawyer as a charge holder against the property. This feature gives the investor added security.
A syndicate mortgage investment structure is a rather simple one. Just like a traditional mortgage, where you put down a certain amount of collateral, like 20 percent, and the bank lends you the remaining amount to acquire your home. Well a syndicate mortgage moves and acts very much the same way. In a syndicate mortgage, investors become the lender to fund a project and get paid as per the mortgage agreement between them and borrower.
If you are looking for a short-term investment managed by industry experts with a proven track record, syndicate mortgages may be the answer. The beauty of syndicate mortgages lies in its simplicity: fixed terms, direct collateral, consistent cash flow AND a hard asset that provides security. When the mortgage matures and is paid out, the funds are returned to you.
Do you invest in a syndicate mortgage? Share your experience and insights in the discussion below!
Contact
Us
Our Address
4170 Still Creek Drive, Suite 200
Burnaby, British Columbia, V5C 6C6
Our Phone No.
778-683-5857